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102 Main Street, Jefferson, NY 12093

$1,300,000
Property Type: Residential Bedrooms: 5 Baths: 8 Square Footage: 5,429 Lot Size (sq. ft.): 287,496 Status: Active
Current Price: $1,300,000 List Date: 2/05/2026 Last Modified: 2/05/2026

Description

Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.

More Information MLS# 20260475

Contract Information

Listing Agreement: Exclusive Right To Sell Owner Name: David Savatteri Joan Powers Occupant Type: Vacant Occupant Name: *** NEW LISTING *** Lease Considered YN: No Current Price: $1,300,000 Original List Price: 1300000 List Price: $1,300,000 Status: Active Listing Contract Date: 2026-02-04 Property Sub Type: Single Family Residence

Location, Tax, and Legal

911 Address: 102 Main St Township: Jefferson School District: Jefferson General Tax: 5008 School Tax: 4795 Tax Annual Amount: 9803 Assessors Full Market Value: 404170 Tax Assessed Value: 161668 Tax Legal Description: 433600 168.-1-9 Parcel Number: 433600 168.-1-9 Tax Lot: 168 Tax Block: 1 Tax Exemptions YN: No Zoning: none Directions: 28 N to County Hwy 6 in Bovina Center (9.7 mi) Continue on County Hwy 6. Take Bovina Center-South Kortright Rd to NY-10 N 9.7 mi) right on NY 10 N continue N Harpersfield Rd Property on left

General Property Information

Bathrooms Half: 3 Above Grade Finished Area: 5429 Below Grade Finished Area: 0 Lot Size Acres: 6.6 New Construction YN: No Garage YN: No Waterfront YN: Yes Water Body Name: Mill Pond Sign On Property YN: No Basement YN: Yes List Price/SqFt: 239.45 Bedrooms Total: 5 Bathrooms Total: 8 Bathrooms Full: 5 Living Area: 5429 Year Built: 1879

Remarks and Miscellaneous

Public Remarks: Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.

Status Change Information

Status Change Timestamp: 2026-02-05 Major Change Timestamp: 2026-02-05T21:59:25Z Major Change Type: New Listing

Appliances

Dishwasher: 1 Free-Standing Gas Range: 1 Free-Standing Refrigerator: 1 Freezer: 1 Ice Maker: 1 Range Hood: 1 Washer/Dryer: 1 Other: 1

Architectural Style

Other: 1

Basement

Finished: 1 Partial: 1

Book Information

Liber/Book: 1043 Page: 66 Section: 168

Flooring

Tile: 1 Wood: 1

Heating

Baseboard: 1 Forced Air: 1 Propane: 1 Radiant: 1

Interior Features

Beamed Ceilings: 1 Built-in Features: 1 Entrance Foyer: 1 High Speed Internet: 1

Land Details

Water Rights YN: Yes

Laundry Features

Laundry Room: 1

Levels

Two: 1

Listing Terms

Cash: 1 Conventional: 1

Lot Features

Gentle Sloping: 1 Landscaped: 1 Views: 1 Waterfall: 1

Other Equipment

Other: 1

Other Structures

Outdoor Kitchen: 1 Pavillion: 1

Parking Features

Additional Parking: 1

Patio And Porch Features

Awning(s): 1 Covered: 1 Deck: 1 Patio: 1 Porch: 1 Rear Porch: 1 Screened: 1 Side Porch: 1 Terrace: 1

Possession

Close Of Escrow: 1

Road Frontage Type

County Road: 1

Roof

Asphalt: 1 Membrane: 1

Sewer

Septic Tank: 1

View

Mountain(s): 1 Pond: 1 Water: 1

Water Source

Well: 1

Waterfront Features

Pond: 1

Showing Requirements

Call Listing Agent: 1

Showing Information

Showing Attended YN: Yes

Location Tax and Legal

Street Number: 102 Street Name: Main Street Suffix: Street County: Schoharie State: NY Zip Code: 12093 Town (Taxable): Jefferson

Property Features

Appliances: Dishwasher; Free-Standing Gas Range; Free-Standing Refrigerator; Freezer; Ice Maker; Range Hood; Washer/Dryer; Other Architectural Style: Other Basement: Finished; Partial Flooring: Tile; Wood Heating: Baseboard; Forced Air; Propane; Radiant Interior Features: Beamed Ceilings; Built-in Features; Entrance Foyer; High Speed Internet Laundry Features: Laundry Room Levels: Two Listing Terms: Cash; Conventional Lot Features: Gentle Sloping; Landscaped; Views; Waterfall Other Equipment: Other Other Structures: Outdoor Kitchen; Pavillion Parking Features: Additional Parking Patio And Porch Features: Awning(s); Covered; Deck; Patio; Porch; Rear Porch; Screened; Side Porch; Terrace Possession: Close Of Escrow Road Frontage Type: County Road Roof: Asphalt; Membrane Sewer: Septic Tank View: Mountain(s); Pond; Water Water Source: Well Waterfront Features: Pond Showing Requirements: Call Listing Agent
Listing Courtesy of The Catskill Dream Team
Listing Agent: Katherine Keys
Information deemed reliable but not guaranteed.