102 Main Street, Jefferson, NY 12093 (MLS# 20260475)

102 Main Street, Jefferson, NY 12093

$1,300,000

Virtual Tour

https://www.catskilldreamteam.com/millpondunbranded

Property Type: Residential Bedrooms: 5 Baths: 8 Square Footage: 5,429 Lot Size (sq. ft.): 287,496 Status: Active

Current Price: $1,300,000 List Date: 2/05/2026 Last Modified: 5/09/2026

Overview

Description

Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertainin ... (Read more) Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.

Listing Details MLS# 20260475

General Property Information

Bedrooms Total: 5
Bathrooms Total: 8
Bathrooms Full: 5
Bathrooms Half: 3
Above Grade Finished Area: 5429
Living Area: 5429
New Construction YN: No
Year Built: 1879
Garage YN: No
Lot Size Acres: 6.6
Waterfront YN: Yes
Water Body Name: Mill Pond
Basement YN: Yes
Sign On Property YN: No
List Price/SqFt: 239.45
Below Grade Finished Area: 0

Property Features

Appliances: Dishwasher; Free-Standing Gas Range; Free-Standing Refrigerator; Freezer; Ice Maker; Range Hood; Washer/Dryer; Other Architectural Style: Other Basement: Finished; Partial Flooring: Tile; Wood Heating: Baseboard; Forced Air; Propane; Radiant Interior Features: Beamed Ceilings; Built-in Features; Entrance Foyer; High Speed Internet Laundry Features: Laundry Room Levels: Two Listing Terms: Cash; Conventional Lot Features: Gentle Sloping; Landscaped; Views; Waterfall Other Equipment: Other Other Structures: Outdoor Kitchen; Pavillion Parking Features: Additional Parking Patio And Porch Features: Awning(s); Covered; Deck; Patio; Porch; Rear Porch; Screened; Side Porch; Terrace Possession: Close Of Escrow Road Frontage Type: County Road Roof: Asphalt; Membrane Sewer: Septic Tank View: Mountain(s); Pond; Water Water Source: Well Waterfront Features: Pond Showing Requirements: Call Listing Agent

Contract Information

Original List Price: 1300000
Listing Contract Date: 2026-02-04
Property Sub Type: Single Family Residence
Listing Agreement: Exclusive Right To Sell
Owner Name: David Savatteri Joan Powers
Occupant Type: Vacant
Occupant Name: *** NEW LISTING ***
Lease Considered YN: No

Location Tax and Legal

Street Number: 102
Street Name: Main
Street Suffix: Street
County: Schoharie
State: NY
Zip Code: 12093
Town (Taxable): Jefferson

Remarks and Miscellaneous

Public Remarks: Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.

Status Change Information

Major Change Timestamp: 2026-02-05T21:59:25Z
Major Change Type: New Listing
Status Change Timestamp: 2026-02-05

More Information

Book Information

Liber/Book: 1043
Page: 66
Section: 168

Land Details

Water Rights YN: Yes

Showing Information

Showing Attended YN: Yes

Location, Tax, and Legal

911 Address: 102 Main St
Township: Jefferson
School District: Jefferson
General Tax: 5008
School Tax: 4795
Tax Annual Amount: 9803
Assessors Full Market Value: 404170
Tax Assessed Value: 161668
Tax Legal Description: 433600 168.-1-9
Parcel Number: 433600 168.-1-9
Tax Lot: 168
Tax Block: Yes
Tax Exemptions YN: No
Zoning: none
Directions: 28 N to County Hwy 6 in Bovina Center (9.7 mi) Continue on County Hwy 6. Take Bovina Center-South Kortright Rd to NY-10 N 9.7 mi) right on NY 10 N continue N Harpersfield Rd Property on left